How to Create a Credit Card Mockup in Photoshop

Final product image — What You'll Be Creating

Do you need a credit card template in the PSD format? In this tutorial, I'll show you how to create your own fully customizable credit card mockup. And if you need one ASAP, scroll down for a nice selection of credit card Photoshop templates available on Envato Elements.

What You'll Learn in This Credit Card Photoshop Tutorial

How to create a credit card Photoshop template step by step
How to create a PSD credit card
How to create a customizable credit card mockup
How to make your own credit card in Photoshop

What You'll Need

These two files are not necessary—you'll only need them if you want to achieve exactly the same effect as me:

Black paper textures (for the background of the mockup)
Polygonal gradients (for the background of the card)

1. How to Design a Credit Card in Photoshop

Step 1

Create a New File with these specific dimensions: 3.37 inches for the Width, and 2.125 inches for the Height. These are the standard dimensions for all credit cards. Set the Resolution to 300.

Step 2

Take the Rectangle Tool (U). Click anywhere in the canvas, and then use the same dimensions as before. For the Radius, use 0.125 inches—that's also the standard. Then select both layers and center-align them both vertically and horizontally.

Step 3

Remove the Background layer. Now we need to create the text fields:

the cardholder's name
the card number (with the first four digits repeated in a smaller font right below)
the dates (valid from, valid thru)
other text fields, like the name of the bank or the type of the card (these are optional)

Let's create them one by one! Take the Horizontal Type Tool (T) and set the color to something that contrasts with your background. For the card number, use four sets of four digits, separated with four spaces. Here's how you need to stylize the letters:

Font: OCR A Std
Size: 63 px
Tracking: -25

Step 4

Create another text layer to add a placeholder for the cardholder's name. Use a slightly smaller font size—here I used 45 px. The letters should be all caps.

Step 5

Create another field with the same size, showing the month and year for the "valid thru" date. You can also add an optional "valid from" field.

Step 6

The date is accompanied by a small label. To make it more legible, use a different font—for example Arial. Adjust the size and leading to make the text field as high as the date. Here are the values I used:

Size: 20 px
Leading: 20 px

Step 7

One last thing: the first four numbers of the card number are repeated in a smaller font. You can add this field by reusing the date label field, and then making it bigger:

Size: 23 px
Tracking: 0

Feel free to add any optional text fields (like the bank's name) now. You can also add extra graphics, like the wireless icon or the bank's logo.

Step 8

Now we need to place all these text areas according to the rules. Here, the standards are looser:

The cardholder's name can usually be found on the bottom.
The card number is usually located slightly below the center line. The first four digits are repeated right below.
The dates (valid from, valid thru) are then placed between these two.
Other text fields are usually located in the upper corners.

So let's move all these text fields using the Move Tool (V). To make things easier, you can link the "valid" label to its date, and the small four-digit number to the big number. You can learn how to do it in this tutorial:

How to Link Layers in Photoshop

Monika Zagrobelna

14 Oct 2022

Step 9

Now that the basic layout is done, let's add one more important element. Take the Rectangle Tool (U) again, click somewhere, and use the following dimensions:

Width: 11 mm
Height: 8 mm
Radius: 2 mm

This is our microchip. Place it over the card number (it's usually on the left side).